Effective Date: 24/08/2025
Website: https://my-loans.co.uk

Welcome to My Loans (“we”, “our”, “us”). By using this website, you agree to be bound by these Terms and Conditions. Please read them carefully. If you do not agree, you should not use this website.

1. About Us

• My Loans is an online information platform providing guides, articles, and resources on borrowing, loan products, and financial education in the UK.

• We are not a lender. We do not provide credit directly. Instead, we offer general information, comparisons, and links to third-party providers.

• Our website is intended for use by residents of the United Kingdom who are aged 18 or over.

2. No Financial Advice

• The content on this site is for information purposes only and does not constitute financial, legal, or professional advice.

• Before making financial decisions, you should consider seeking independent advice from a qualified financial adviser.

• We do not guarantee the accuracy, completeness, or timeliness of information provided.

3. Third-Party Links and Services

• Our website may contain links to external websites, lenders, brokers, or other financial services providers. These are provided for convenience only.

• We are not responsible for the content, accuracy, or security of third-party websites.

• If you enter into an agreement with a third party through a link on our site, that agreement is solely between you and the third party.

4. Eligibility

By using our website, you confirm that:

• You are at least 18 years old.

• You are a UK resident.

• You will use the website for personal, non-commercial purposes only.

5. Liability Disclaimer

• We make no warranties that the website will be error-free, uninterrupted, or free from viruses or harmful components.

• To the fullest extent permitted by law, we exclude all liability for damages or losses arising from your use of the website, including reliance on information provided.

• Nothing in these Terms excludes liability for fraud, fraudulent misrepresentation, or death/personal injury caused by negligence.

6. Intellectual Property

• All content, trademarks, designs, and materials on this site are owned or licensed by us.

• You may not copy, reproduce, or redistribute our content without prior written consent.

7. Privacy & Data Protection

• We process personal data in accordance with our Privacy Policy.

• By using the site, you consent to such processing and confirm that all data provided is accurate.

8. Prohibited Use

You must not use this website to:

• Engage in unlawful, fraudulent, or misleading activity.

• Upload or transmit harmful code, malware, or spam.

• Infringe the rights of others, including intellectual property rights.

9. Changes to Terms

We may update these Terms at any time without prior notice. Updated Terms will be published on this page with a revised “Effective Date.” Continued use of the site means you accept the updated Terms.

10. Governing Law

• These Terms are governed by the laws of England and Wales.

• Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.

11. Contact Us

If you have any questions about these Terms, please contact us:

Email: support@zynx.co.uk