Your Guide to Smarter Borrowing
At My Loans, we believe borrowing should be clear, simple, and transparent.
Our financial guides and resources are designed to help you understand the different types of loans available in the UK from personal loans and short term loans to bad credit loans and alternatives, so you can make informed decisions with confidence.
Explore Our Latest Articles
Clear Loan Guides for UK Borrowers
Finding the right loan can feel overwhelming. Whether you’re looking to consolidate debt, fund a big purchase, or explore credit options with bad credit, our guides break down the essentials:
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Short Term Loans – how they work, the pros and cons, and who can apply
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Personal Loans – advantages, disadvantages, and alternatives
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Bad Credit Loans – tips for securing approval and rebuilding your credit
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Credit Cards for Bad Credit – options to access credit and repair your score
We cut through the jargon with practical, easy-to-follow articles so you understand the true cost of borrowing and the best options for your situation.
Why Trust My Loans?
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✅ Independent financial guides designed for UK borrowers
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✅ Clear explanations of loan types, repayment terms, and eligibility
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✅ Tips on improving your credit score and avoiding high-cost debt traps
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✅ Links to trusted resources like MoneyHelper, Citizens Advice, and the FCA Register
Popular Loan Topics
Looking to understand your borrowing options? Explore some of our most-read guides covering the essentials of loans in the UK:
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What Are Short Term Loans? – Learn how short term loans work, their typical repayment terms, interest rates, and the risks to watch out for before applying.
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Are Personal Loans Right for Me? – Discover the advantages and disadvantages of personal loans, how they compare to other borrowing options, and whether they suit your financial goals.
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Can I Get a Loan with Bad Credit? – Explore practical strategies to improve your approval chances, from rebuilding your credit score to considering secured loans, guarantor loans, or credit unions.
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Alternatives to Personal Loans – Not sure a personal loan is right for you? Learn about alternatives such as credit cards with 0% offers, credit unions, peer-to-peer lending, and other borrowing solutions.
Each topic is broken down in clear, simple guides so you can make informed borrowing decisions that support your long-term financial health.
Start Making Informed Decisions
Loans can be a powerful financial tool — but only when used wisely. Choosing the wrong type of loan, overlooking hidden fees, or borrowing without a clear repayment plan can quickly lead to financial stress. That’s why at My Loans, our mission is to give you the knowledge, guidance, and confidence to make borrowing work for you, not against you.
Whether you’re exploring personal loans to cover larger expenses, considering a short term loan for quick cash flow, or looking into bad credit loans as a way to rebuild your financial profile, our in-depth guides explain the pros and cons, eligibility criteria, repayment terms, and alternatives.
We believe that clear, simple, and transparent information empowers you to:
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Understand the true cost of borrowing
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Compare different loan types side by side
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Avoid common pitfalls like high-interest debt traps
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Take practical steps to improve your credit score and access better deals in the future
At My Loans, you won’t find pushy sales tactics — just straightforward financial articles and tools written to support UK borrowers.
👉 Explore our latest guides and resources today and take your first step towards smarter, more responsible borrowing in the UK.
Loan Resources & Tools
At My Loans, we go beyond articles — we provide resources to help you plan, compare, and manage borrowing more effectively.
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📊 Loan Comparison Guides – side-by-side breakdowns of short term loans, personal loans, and bad credit loans to help you understand the differences
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💡 Practical Money Tips – everyday advice on budgeting, credit card use, and avoiding high-interest debt
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🔍 Eligibility Insights – find out who can apply for loans and how lenders assess applications
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📈 Credit Score Improvement Strategies – step-by-step ways to rebuild your credit and unlock better borrowing terms in the future
These resources are designed to give you a clear, unbiased picture of your options so you can choose the path that aligns with your financial goals.
👉 Whether you’re borrowing for the first time or working to improve your credit history, our tools and guides are here to support you every step of the way.
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Debt Repayment Calculators: A Guide
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Guaranteed Business Loans: A Guide
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Understanding Help to Buy Interest RatesBuying a home is one of the most significant financial decisions you'll ever make, and understanding the various schemes available to help you get on the property ladder can be overwhelming. One of these options is the Help to...
Mortgage Types: A Comprehensive Guide
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The Benefits of Lending Guarantees
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