Payday Loans Explained: What You Need to Know
At My Loans, we believe borrowing should be clear, simple, and transparent.
Our financial guides and resources are designed to help you understand the different types of loans available in the UK from personal loans and short term loans to bad credit loans and alternatives, so you can make informed decisions with confidence.
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Clear Loan Guides for UK Borrowers
Finding the right loan can feel overwhelming. Whether you’re looking to consolidate debt, fund a big purchase, or explore credit options with bad credit, our guides break down the essentials:
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Short Term Loans – how they work, the pros and cons, and who can apply
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Personal Loans – advantages, disadvantages, and alternatives
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Bad Credit Loans – tips for securing approval and rebuilding your credit
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Credit Cards for Bad Credit – options to access credit and repair your score
We cut through the jargon with practical, easy-to-follow articles so you understand the true cost of borrowing and the best options for your situation.
Why Trust My Loans?
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✅ Independent financial guides designed for UK borrowers
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✅ Clear explanations of loan types, repayment terms, and eligibility
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✅ Tips on improving your credit score and avoiding high-cost debt traps
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✅ Links to trusted resources like MoneyHelper, Citizens Advice, and the FCA Register
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