Loans Made Simple: Articles & Advice for UK Borrowers
At My Loans, we make loans simple.
Our clear guides explain the different borrowing options available in the UK from personal loans and short term loans to bad credit loans and alternatives. so you can compare, understand, and make confident financial decisions that suit your needs.
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Clear Loan Guides for UK Borrowers
Finding the right loan can feel overwhelming. Whether you’re looking to consolidate debt, cover a large purchase, or explore borrowing options with bad credit, our guides make it simple. We explain short term loans, personal loans, bad credit loans, and credit cards for bad credit — including how they work, who they suit, and the potential risks. Each article is written in plain English so you can understand the real cost of borrowing and choose the option that fits your situation.
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We provide independent financial guidance designed specifically for UK borrowers. Our resources cover loan types, repayment terms, eligibility, and credit improvement strategies to help you avoid high-cost debt traps. You’ll also find links to trusted sources like MoneyHelper, Citizens Advice, and the FCA Register so you can double-check lenders and make confident, informed decisions.
Tax Implications of Family Loans Explained
Tax Implications of Family Loans ExplainedWhen money changes hands between family members, it’s rarely just about the cash. These loans often carry emotional weight and expectations, which can complicate what might otherwise be a straightforward financial transaction....
Navigating Loans for Self-Employed Individuals
Navigating Loans for Self-Employed Individuals Securing finance as a self-employed person can feel more complex than it is for salaried employees. Without a fixed monthly payslip, freelancers, contractors, and business owners often face stricter affordability checks...
The Basics of Loans Explained
Understanding the Basics of Loans ExplainedWhen it comes to managing finances, loans are a common tool that many people use. But what exactly is a loan, and how does it work? In this article, we'll break down the basics of loans, covering everything from definitions...
Street UK Loans: A Comprehensive Guide
Understanding Street UK Loans: A Comprehensive GuideIn today's world, finding the right financial solution can be daunting, especially when faced with unexpected expenses. Street UK Loans offers a viable option for those needing financial assistance. In this...
Joint Loan Eligibility Calculators
Understanding Joint Loan Eligibility Calculators In today’s financial landscape, taking out a loan is a common practice for many individuals and couples. Whether you’re planning to purchase a home, consolidate debt, or finance a major purchase, understanding how joint...
The Benefits of Lending Guarantees
The Benefits of Lending GuaranteesSecuring a loan can often feel daunting, particularly for small businesses and startups in the UK. Traditional lending requirements, such as strong credit history or significant collateral, can put vital funding out of reach. This is...
Guarantor Mortgages: A Complete Guide
Guarantor Mortgages: A Complete GuideA guarantor mortgage can make the difference between being declined for a loan and stepping onto the property ladder. A guarantor is someone — usually a close relative — who agrees to cover repayments if the borrower cannot. This...
Instant Loans in the UK
Understanding Instant Loans in the UK In today's fast-paced world, financial emergencies can strike at any moment. From unexpected car repairs to sudden medical expenses, these situations often require immediate financial attention. Having quick access to funds can be...
Urgent Same Day Loans: A Guide
Urgent Same Day Loans: A GuideLife can be unpredictable, and financial emergencies often arise when least expected. From a broken boiler in winter to urgent car repairs or sudden medical bills, having fast access to cash can be vital. In the UK, urgent same day loans...
Understanding the Safety of Lendable Loans
The Safety of Lendable Loans In today’s financial landscape, finding a trustworthy loan provider is crucial. With numerous options available, it's essential to understand which lenders offer safe and reliable services. One such provider gaining attention is...
Legal Regulations for Money Lenders UK
Legal Regulations for Money Lenders UKIn the UK, the money lending industry is heavily regulated to protect consumers and ensure fair practices. Whether you're considering borrowing from a money lender or you're a lender yourself, understanding these regulations is...
Smart Strategies for Borrowing Money Wisely
Smart Strategies for Borrowing Money WiselyIn the UK, it’s not unusual to face situations where you need extra funds quickly. Whether it’s covering an unexpected bill, paying for home repairs, or bridging the gap until payday, knowing the different ways to borrow...
Understanding Various Types of Lending Options
Understanding Various Types of Lending OptionsA loan is a sum of money borrowed from a lender with the agreement to repay it over time, usually with interest. Loans are a central part of personal and business finance in the UK, helping people manage large purchases,...
Strategies for Estimating Early Loan Payoff
Loan Early Settlement Calculators: How to Work Out SavingsIf you’ve ever taken out a loan, you may have wondered whether paying it off early could save you money. The answer is often yes — but the exact amount depends on the loan type, your lender’s terms, and whether...
Simplified Loans: A Guide for Borrowers
Simplified Loans in the UK: Easy Loan Options ExplainedWhen unexpected expenses arise, finding quick and simple access to funds can be a priority. Traditional borrowing methods can sometimes feel overwhelming, with lengthy applications and confusing terms. This is...
