Clear Loan Guides for UK Borrowers
Choosing the right type of loan in the UK can be confusing. Whether you want to consolidate debts, manage a short-term cash need, or explore borrowing with bad credit, our loan guides are here to help. Each article explains how different loans work, who they may be suitable for, and the risks you should consider before applying.
We cover the most common types of borrowing, including:
Every guide is written in plain English so you can compare borrowing options, understand repayment terms, and see the true cost of borrowing before making a decision.
Why Trust My Loans?
Our mission is to give UK borrowers independent, reliable loan information. We focus on:
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✅ Explaining loan types, repayment structures, and eligibility criteria.
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✅ Providing strategies to improve your credit score and access better deals.
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✅ Highlighting alternatives to borrowing, including budgeting help and free debt advice.
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✅ Linking to trusted UK resources such as:
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MoneyHelper for impartial debt guidance
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Citizens Advice for free support with money problems
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The FCA Register to check that your lender or broker is authorised
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We encourage all readers to double-check lenders on the FCA Register before committing to any credit agreement.
Explore Related Guides
Looking beyond loans? Our site also covers:
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Credit Cards – including options for bad credit and balance transfers
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Car Finance – HP, PCP, and leasing explained
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Debt Consolidation – roll multiple payments into one manageable plan
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