Explore Our Loan & Credit Guides
Our guides cover every major borrowing option in the UK, explained clearly so you can make informed decisions.
Loan Guides
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Short Term Loans UK – how they work, their pros and cons, and who can apply
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Personal Loans UK – advantages, disadvantages, and alternatives
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Payday Loans UK – high-cost short-term credit explained, with risks and safer options
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Debt Consolidation Loans UK – how they work, benefits, and potential pitfalls
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Bad Credit Loans UK – tips for improving approval chances and rebuilding your score
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Guarantor Loans UK – how guarantor borrowing works and when it may help
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Homeowner Loans UK – secured borrowing explained for UK homeowners
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Business Loans UK – options for financing growth, cashflow, or new ventures
Credit Guides
Car Finance Guides
Money Tips
Why Trust My Loans?
✅ Independent loan and credit guides for UK borrowers
✅ Clear explanations of borrowing types, repayment terms, and eligibility
✅ Practical tips to improve your credit score and avoid high-cost credit traps
✅ Direct links to trusted resources:
At My Loans, our mission is simple: to give you the knowledge, tools, and confidence to borrow responsibly and build a stronger financial future.
Understanding Poor Credit Finance Options Available
Understanding Poor Credit Finance Options AvailablePoor credit finance refers to financial products that are accessible to individuals with low credit scores. These products are designed to help people who might have been turned...
Understanding the Credit Union Loan Process
Understanding the Credit Union Loan ProcessApplying for a loan can be a daunting task, especially if you are not familiar with the ins and outs of the financial world. However, credit unions offer a unique and often more...
Steps to Check Your Loan Eligibility
Steps to Check Your Loan EligibilityUnderstanding your loan eligibility is a crucial step in the home-buying process. Whether you're a first-time buyer or looking to upgrade, knowing if you qualify for a home loan is essential....
Top 5 Loans for Bad Credit UK
Top 5 Loans for Bad Credit UKWhen financial emergencies arise, having a less-than-perfect credit score can make it challenging to secure a loan. But don't worry—there are options available to you. In this guide, we will explore...
Common Myths About Bad Credit Loans
Common Myths About Bad Credit LoansOne of the most pervasive myths is that individuals with bad credit cannot secure a loan. This simply isn't true. There are several options for people with less-than-perfect credit scores,...
